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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,717 | $93,064-88.5% | $74,577-85.6% | $273,972-96.1% |
| Participation rate | 100.0% | 74.9%+25.1pp | 68.1%+31.9pp | 83.0%+17.0pp |
| Annual return | 8.56% | 26.18%-17.6pp | 20.47%-11.9pp | 41.46%-32.9pp |
| Employer contribution / active EE | $826 | $3,160-73.8% | $2,525-67.3% | $4,869-83.0% |
| Participant deferral / active EE | $5,636 | $4,160+35.5% | $3,458+63.0% | $5,287+6.6% |
| Admin fee / account holder | $300 | $5,273-94.3% | $4,138-92.7% | $10,133-97.0% |