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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,078 | $176,786-64.9% | $146,643-57.7% | $167,536-62.9% |
| Participation rate | 66.7% | 83.6%-17.0pp | 80.1%-13.4pp | 82.1%-15.4pp |
| Annual return | 16.99% | 24.04%-7.0pp | 22.75%-5.8pp | 478.82%-461.8pp |
| Employer contribution / active EE | $2,268 | $5,161-56.1% | $4,137-45.2% | $4,839-53.1% |
| Participant deferral / active EE | $2,268 | $6,440-64.8% | $5,506-58.8% | $6,342-64.2% |
| Admin fee / account holder | $83 | $13,262-99.4% | $10,280-99.2% | $12,315-99.3% |