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| Provider | Service type | Compensation |
|---|---|---|
MATRIX TRUST COMPANY4 years Service code 19 · EIN 75-3182674 | Securities Custodian | $117,058 |
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $503,916 | $106,230+374.4% | $147,080+242.6% | $77,736+548.2% |
| Participation rate | 87.6% | 78.4%+9.2pp | 82.2%+5.4pp | 70.6%+17.0pp |
| Annual return | 12.85% | 56.91%-44.1pp | 420.17%-407.3pp | 31.26%-18.4pp |
| Employer contribution / active EE | $10,541 | $4,072+158.8% | $4,933+113.7% | $2,728+286.4% |
| Participant deferral / active EE | $9,516 | $8,001+18.9% | $8,066+18.0% | $4,651+104.6% |
| Admin fee / account holder | $263 | $338-22.3% | $12,989-98.0% | $433-39.3% |