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| Provider | Service type | Compensation |
|---|---|---|
MATRIX TRUST COMPANY4 years Service code 19 · EIN 75-3182674 | Securities Custodian | $117,058 |
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $503,916 | $106,164+374.7% | $147,041+242.7% | $77,692+548.6% |
| Participation rate | 87.6% | 78.4%+9.2pp | 82.2%+5.4pp | 70.6%+17.0pp |
| Annual return | 12.85% | 56.81%-44.0pp | 419.21%-406.4pp | 31.25%-18.4pp |
| Employer contribution / active EE | $10,541 | $4,066+159.2% | $4,935+113.6% | $2,726+286.7% |
| Participant deferral / active EE | $9,516 | $7,993+19.0% | $8,071+17.9% | $4,648+104.7% |
| Admin fee / account holder | $263 | $338-22.2% | $13,006-98.0% | $431-38.9% |