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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,394 | $109,372-56.7% | $89,414-47.0% | $158,966-70.2% |
| Participation rate | 54.5% | 74.3%-19.7pp | 68.0%-13.4pp | 82.0%-27.4pp |
| Annual return | 18.78% | 345.55%-326.8pp | 245.50%-226.7pp | 302.95%-284.2pp |
| Employer contribution / active EE | $1,593 | $3,171-49.8% | $2,586-38.4% | $4,762-66.5% |
| Participant deferral / active EE | $1,778 | $4,598-61.3% | $3,890-54.3% | $5,983-70.3% |
| Admin fee / account holder | $965 | $6,156-84.3% | $4,883-80.2% | $11,250-91.4% |