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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,817 | $56,484-57.8% | $169,452-85.9% | $64,173-62.9% |
| Participation rate | 100.0% | 64.5%+35.5pp | 77.8%+22.2pp | 69.6%+30.4pp |
| Annual return | -8.23% | -1.55%-6.7pp | 1.83%-10.1pp | 7.63%-15.9pp |
| Employer contribution / active EE | $5,775 | $1,832+215.2% | $4,157+38.9% | $2,381+142.6% |
| Participant deferral / active EE | $2,826 | $3,448-18.0% | $5,277-46.4% | $3,470-18.6% |
| Admin fee / account holder | $624 | $4,174-85.0% | $9,110-93.1% | $4,887-87.2% |