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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,240 | $176,105-81.1% | $159,474-79.2% | $167,536-80.2% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 10.71% | 331.91%-321.2pp | 263.68%-253.0pp | 478.82%-468.1pp |
| Employer contribution / active EE | $107 | $5,299-98.0% | $4,831-97.8% | $4,839-97.8% |
| Participant deferral / active EE | $6,444 | $7,751-16.9% | $7,353-12.4% | $6,342+1.6% |
| Admin fee / account holder | $6,062 | $12,559-51.7% | $10,802-43.9% | $12,315-50.8% |