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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,653 | $165,399-62.7% | $149,745-58.8% | $158,982-61.2% |
| Participation rate | 50.0% | 84.6%-34.6pp | 82.5%-32.5pp | 82.0%-32.0pp |
| Annual return | 17.98% | 348.34%-330.4pp | 276.72%-258.7pp | 302.99%-285.0pp |
| Employer contribution / active EE | $1,212 | $5,105-76.3% | $4,646-73.9% | $4,763-74.6% |
| Participant deferral / active EE | $3,661 | $7,183-49.0% | $6,843-46.5% | $5,983-38.8% |
| Admin fee / account holder | $8,494 | $10,811-21.4% | $9,312-8.8% | $11,252-24.5% |