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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,967 | $115,225-33.2% | $100,712-23.6% | $138,895-44.6% |
| Participation rate | 75.0% | 74.3%+0.7pp | 69.3%+5.7pp | 79.9%-4.9pp |
| Annual return | 17.79% | 40.35%-22.6pp | 33.27%-15.5pp | 145.39%-127.6pp |
| Employer contribution / active EE | $1,460 | $2,771-47.3% | $2,313-36.9% | $4,194-65.2% |
| Participant deferral / active EE | $2,214 | $4,699-52.9% | $4,085-45.8% | $6,396-65.4% |
| Admin fee / account holder | $454 | $10,844-95.8% | $9,256-95.1% | $12,562-96.4% |