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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,201 | $142,409+38.5% | $119,634+64.8% | $134,545+46.6% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -21.17% | -12.46%-8.7pp | -14.98%-6.2pp | 418.37%-439.5pp |
| Employer contribution / active EE | $8,957 | $5,224+71.5% | $4,232+111.6% | $4,742+88.9% |
| Participant deferral / active EE | $14,854 | $6,468+129.6% | $5,601+165.2% | $6,401+132.0% |
| Admin fee / account holder | $1,582 | $13,594-88.4% | $10,329-84.7% | $11,431-86.2% |