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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,246 | $209,425-63.6% | $178,499-57.3% | $158,966-52.0% |
| Participation rate | 93.8% | 86.4%+7.4pp | 81.9%+11.8pp | 82.0%+11.8pp |
| Annual return | 24.20% | 188.80%-164.6pp | 151.10%-126.9pp | 302.95%-278.7pp |
| Employer contribution / active EE | $4,516 | $5,707-20.9% | $5,011-9.9% | $4,762-5.2% |
| Participant deferral / active EE | $4,145 | $5,955-30.4% | $5,202-20.3% | $5,983-30.7% |
| Admin fee / account holder | $10,210 | $17,078-40.2% | $13,986-27.0% | $11,250-9.2% |