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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $385,013 | $185,312+107.8% | $161,489+138.4% | $154,746+148.8% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 10.07% | 103.84%-93.8pp | 89.72%-79.7pp | 172.34%-162.3pp |
| Employer contribution / active EE | $1,914 | $4,769-59.9% | $4,268-55.2% | $4,379-56.3% |
| Participant deferral / active EE | $15,375 | $6,350+142.1% | $5,630+173.1% | $6,730+128.4% |
| Admin fee / account holder | $53,651 | $18,654+187.6% | $16,006+235.2% | $14,365+273.5% |