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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,643 | $135,956-82.6% | $123,894-80.9% | $273,972-91.4% |
| Participation rate | 69.2% | 84.1%-14.8pp | 81.4%-12.2pp | 83.0%-13.8pp |
| Annual return | 8.04% | 56.63%-48.6pp | 47.52%-39.5pp | 41.46%-33.4pp |
| Employer contribution / active EE | $1,850 | $5,170-64.2% | $4,617-59.9% | $4,869-62.0% |
| Participant deferral / active EE | $3,467 | $6,343-45.3% | $5,984-42.1% | $5,287-34.4% |
| Admin fee / account holder | $2,039 | $9,817-79.2% | $8,357-75.6% | $10,133-79.9% |