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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,664 | $213,785+80.9% | $185,441+108.5% | $155,188+149.2% |
| Participation rate | 16.7% | 83.2%-66.6pp | 80.3%-63.6pp | 80.8%-64.1pp |
| Annual return | 19.66% | 19.97%-0.3pp | 20.16%-0.5pp | 148.84%-129.2pp |
| Employer contribution / active EE | $729 | $5,393-86.5% | $4,672-84.4% | $4,248-82.8% |
| Participant deferral / active EE | $3,866 | $6,864-43.7% | $6,152-37.2% | $6,531-40.8% |
| Admin fee / account holder | $100 | $21,134-99.5% | $17,890-99.4% | $14,480-99.3% |