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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,664 | $184,014+110.1% | $161,149+139.9% | $138,895+178.4% |
| Participation rate | 16.7% | 82.1%-65.4pp | 78.8%-62.2pp | 79.9%-63.3pp |
| Annual return | 19.66% | 21.52%-1.9pp | 21.16%-1.5pp | 145.39%-125.7pp |
| Employer contribution / active EE | $729 | $5,055-85.6% | $4,360-83.3% | $4,194-82.6% |
| Participant deferral / active EE | $3,866 | $6,909-44.0% | $6,153-37.2% | $6,396-39.6% |
| Admin fee / account holder | $100 | $18,027-99.4% | $15,194-99.3% | $12,562-99.2% |