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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,833 | $99,345-73.0% | $84,753-68.3% | $273,972-90.2% |
| Participation rate | 54.5% | 80.7%-26.1pp | 76.6%-22.0pp | 83.0%-28.5pp |
| Annual return | 9.29% | 22.93%-13.6pp | 22.78%-13.5pp | 41.46%-32.2pp |
| Employer contribution / active EE | $1,465 | $4,214-65.2% | $3,574-59.0% | $4,869-69.9% |
| Participant deferral / active EE | $2,828 | $4,270-33.8% | $3,712-23.8% | $5,287-46.5% |
| Admin fee / account holder | $1,622 | $6,645-75.6% | $5,333-69.6% | $10,133-84.0% |