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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,143 | $168,636-85.7% | $147,618-83.6% | $125,388-80.7% |
| Participation rate | 50.0% | 88.8%-38.8pp | 84.6%-34.6pp | 83.2%-33.2pp |
| Annual return | -6.64% | 77.65%-84.3pp | 61.98%-68.6pp | 282.24%-288.9pp |
| Employer contribution / active EE | $1,396 | $6,252-77.7% | $5,565-74.9% | $4,866-71.3% |
| Participant deferral / active EE | $5,044 | $5,507-8.4% | $4,895+3.0% | $5,352-5.8% |
| Admin fee / account holder | $264 | $13,580-98.1% | $11,612-97.7% | $9,541-97.2% |