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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,902 | $150,446-88.1% | $136,297-86.9% | $147,585-87.9% |
| Participation rate | 87.5% | 84.4%+3.1pp | 81.9%+5.6pp | 82.8%+4.7pp |
| Annual return | 9.93% | 1049.14%-1039.2pp | 5156.19%-5146.3pp | 578.58%-568.7pp |
| Employer contribution / active EE | $2,368 | $5,256-55.0% | $4,696-49.6% | $4,876-51.5% |
| Participant deferral / active EE | $3,111 | $6,631-53.1% | $6,247-50.2% | $5,439-42.8% |
| Admin fee / account holder | $1,279 | $10,906-88.3% | $9,244-86.2% | $10,886-88.3% |