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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,784 | $181,898-58.9% | $156,552-52.2% | $273,970-72.7% |
| Participation rate | 88.9% | 88.4%+0.5pp | 84.0%+4.9pp | 83.0%+5.9pp |
| Annual return | 27.08% | 30.74%-3.7pp | 32.23%-5.1pp | 41.46%-14.4pp |
| Employer contribution / active EE | $3,008 | $6,248-51.9% | $5,501-45.3% | $4,869-38.2% |
| Participant deferral / active EE | $5,898 | $5,550+6.3% | $4,871+21.1% | $5,287+11.6% |
| Admin fee / account holder | $362 | $15,560-97.7% | $13,028-97.2% | $10,132-96.4% |