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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,466 | $181,062+52.1% | $158,223+74.1% | $155,188+77.5% |
| Participation rate | 95.7% | 82.7%+13.0pp | 79.2%+16.5pp | 80.8%+14.8pp |
| Annual return | 19.65% | 57.39%-37.7pp | 52.09%-32.4pp | 148.84%-129.2pp |
| Employer contribution / active EE | $5,384 | $4,565+17.9% | $4,109+31.0% | $4,248+26.7% |
| Participant deferral / active EE | $12,470 | $6,134+103.3% | $5,467+128.1% | $6,531+90.9% |
| Admin fee / account holder | $5,030 | $18,825-73.3% | $16,047-68.7% | $14,480-65.3% |