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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,116 | $48,078-29.0% | $78,676-56.6% | $62,881-45.7% |
| Participation rate | 61.5% | 65.2%-3.7pp | 73.6%-12.0pp | 69.3%-7.8pp |
| Annual return | 7.39% | 31.36%-24.0pp | 62.19%-54.8pp | 20.14%-12.7pp |
| Employer contribution / active EE | $392 | $2,015-80.5% | $2,850-86.2% | $2,281-82.8% |
| Participant deferral / active EE | $2,088 | $2,587-19.3% | $3,517-40.6% | $3,203-34.8% |
| Admin fee / account holder | $418 | $3,206-87.0% | $4,510-90.7% | $4,296-90.3% |