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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,838 | $58,493-2.8% | $84,021-32.4% | $72,975-22.1% |
| Participation rate | 32.0% | 61.2%-29.2pp | 69.0%-37.0pp | 69.5%-37.5pp |
| Annual return | 22.63% | 28.93%-6.3pp | 71.32%-48.7pp | 81.01%-58.4pp |
| Employer contribution / active EE | $7 | $1,163-99.4% | $1,984-99.7% | $2,440-99.7% |
| Participant deferral / active EE | $1,396 | $2,394-41.7% | $3,239-56.9% | $3,608-61.3% |
| Admin fee / account holder | $0 | $4,569-100.0% | $6,102-100.0% | $5,124-100.0% |