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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,585 | $181,896-62.3% | $156,551-56.2% | $273,972-75.0% |
| Participation rate | 92.9% | 88.4%+4.5pp | 84.0%+8.8pp | 83.0%+9.8pp |
| Annual return | 12.63% | 30.74%-18.1pp | 32.23%-19.6pp | 41.46%-28.8pp |
| Employer contribution / active EE | $1,833 | $6,248-70.7% | $5,501-66.7% | $4,869-62.3% |
| Participant deferral / active EE | $4,550 | $5,550-18.0% | $4,871-6.6% | $5,287-13.9% |
| Admin fee / account holder | $638 | $15,560-95.9% | $13,028-95.1% | $10,133-93.7% |