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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,737 | $57,305-77.8% | $86,640-85.3% | $75,173-83.1% |
| Participation rate | 47.9% | 63.2%-15.3pp | 71.7%-23.8pp | 67.2%-19.3pp |
| Annual return | 271.61% | 2674.24%-2402.6pp | 592.52%-320.9pp | 160.72%+110.9pp |
| Employer contribution / active EE | $555 | $2,316-76.0% | $3,024-81.6% | $2,671-79.2% |
| Participant deferral / active EE | $1,337 | $3,320-59.7% | $4,438-69.9% | $4,126-67.6% |
| Admin fee / account holder | $134 | $4,116-96.8% | $5,616-97.6% | $5,651-97.6% |