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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,856 | $108,212-83.5% | $77,513-77.0% | $158,966-88.8% |
| Participation rate | 33.3% | 64.4%-31.1pp | 54.2%-20.9pp | 82.0%-48.6pp |
| Annual return | 8.89% | 31.67%-22.8pp | 54.81%-45.9pp | 302.95%-294.1pp |
| Employer contribution / active EE | $1,102 | $1,325-16.8% | $987+11.7% | $4,762-76.9% |
| Participant deferral / active EE | $1,225 | $2,455-50.1% | $1,861-34.2% | $5,983-79.5% |
| Admin fee / account holder | $16,943 | $3,709+356.8% | $2,859+492.6% | $11,250+50.6% |