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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,426 | $181,896+53.6% | $156,551+78.5% | $273,972+2.0% |
| Participation rate | 94.7% | 88.4%+6.4pp | 84.0%+10.7pp | 83.0%+11.7pp |
| Annual return | 7.52% | 30.74%-23.2pp | 32.23%-24.7pp | 41.46%-33.9pp |
| Employer contribution / active EE | $21,260 | $6,248+240.3% | $5,501+286.5% | $4,869+336.7% |
| Participant deferral / active EE | $12,524 | $5,550+125.7% | $4,871+157.1% | $5,287+136.9% |
| Admin fee / account holder | $3,062 | $15,560-80.3% | $13,028-76.5% | $10,133-69.8% |