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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,005 | $138,076-13.8% | $123,553-3.7% | $135,380-12.1% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -10.87% | 153.70%-164.6pp | 119.21%-130.1pp | 519.81%-530.7pp |
| Employer contribution / active EE | $1,814 | $5,152-64.8% | $4,628-60.8% | $4,779-62.0% |
| Participant deferral / active EE | $13,897 | $6,800+104.4% | $6,426+116.3% | $5,609+147.8% |
| Admin fee / account holder | $864 | $10,917-92.1% | $9,284-90.7% | $10,828-92.0% |