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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,967 | $47,848-75.0% | $81,473-85.3% | $70,126-82.9% |
| Participation rate | 80.0% | 58.3%+21.7pp | 68.0%+12.0pp | 69.5%+10.5pp |
| Annual return | 17.29% | 27.25%-10.0pp | 38.78%-21.5pp | 73.15%-55.9pp |
| Employer contribution / active EE | $6,074 | $1,527+297.7% | $2,568+136.5% | $2,343+159.3% |
| Participant deferral / active EE | $241 | $2,453-90.2% | $3,537-93.2% | $3,332-92.8% |
| Admin fee / account holder | $5,816 | $3,145+84.9% | $4,561+27.5% | $4,645+25.2% |