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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,977 | $154,209-54.0% | $130,062-45.4% | $139,487-49.1% |
| Participation rate | 90.9% | 82.0%+8.9pp | 78.5%+12.4pp | 80.3%+10.6pp |
| Annual return | 13.96% | 32.52%-18.6pp | -137.37%+151.3pp | 373.84%-359.9pp |
| Employer contribution / active EE | $4,084 | $5,292-22.8% | $4,322-5.5% | $4,755-14.1% |
| Participant deferral / active EE | $2,210 | $6,709-67.1% | $5,821-62.0% | $6,713-67.1% |
| Admin fee / account holder | $518 | $13,988-96.3% | $10,601-95.1% | $11,407-95.5% |