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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,461 | $150,446-39.2% | $136,297-32.9% | $147,585-38.0% |
| Participation rate | 80.0% | 84.4%-4.4pp | 81.9%-1.9pp | 82.8%-2.8pp |
| Annual return | 10.75% | 1049.14%-1038.4pp | 5156.19%-5145.4pp | 578.58%-567.8pp |
| Employer contribution / active EE | $5,444 | $5,256+3.6% | $4,696+15.9% | $4,876+11.6% |
| Participant deferral / active EE | $3,296 | $6,631-50.3% | $6,247-47.2% | $5,439-39.4% |
| Admin fee / account holder | $1,941 | $10,906-82.2% | $9,244-79.0% | $10,886-82.2% |