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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,916 | $97,729+173.1% | $83,830+218.4% | $135,379+97.2% |
| Participation rate | 80.0% | 80.0%0pp | 76.1%+3.9pp | 82.6%-2.6pp |
| Annual return | -11.85% | 1287.52%-1299.4pp | 850.97%-862.8pp | 519.79%-531.6pp |
| Employer contribution / active EE | $1,559 | $4,222-63.1% | $3,631-57.1% | $4,779-67.4% |
| Participant deferral / active EE | $9,190 | $4,683+96.3% | $4,082+125.1% | $5,609+63.8% |
| Admin fee / account holder | $738 | $6,674-89.0% | $5,479-86.5% | $10,828-93.2% |