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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,049 | $121,656+0.3% | $104,614+16.7% | $158,950-23.2% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 8.96% | 465.51%-456.6pp | 340.56%-331.6pp | 302.91%-294.0pp |
| Employer contribution / active EE | $7,835 | $3,164+147.6% | $2,681+192.2% | $4,762+64.5% |
| Participant deferral / active EE | $2,891 | $4,177-30.8% | $3,739-22.7% | $5,983-51.7% |
| Admin fee / account holder | $8,656 | $7,775+11.3% | $6,464+33.9% | $11,248-23.0% |