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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,741 | $110,093+39.6% | $97,295+58.0% | $145,897+5.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 24.21% | 244.76%-220.5pp | 75.62%-51.4pp | 552.29%-528.1pp |
| Employer contribution / active EE | $9,528 | $3,077+209.6% | $2,723+249.9% | $4,663+104.4% |
| Participant deferral / active EE | $5,428 | $4,678+16.0% | $4,264+27.3% | $6,689-18.9% |
| Admin fee / account holder | $4,563 | $6,212-26.6% | $5,646-19.2% | $13,390-65.9% |