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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,106 | $98,240-81.6% | $82,313-78.0% | $147,585-87.7% |
| Participation rate | 76.2% | 79.7%-3.5pp | 76.9%-0.7pp | 82.8%-6.6pp |
| Annual return | 29.74% | 30.85%-1.1pp | 25.88%+3.9pp | 578.58%-548.8pp |
| Employer contribution / active EE | $3,780 | $3,192+18.4% | $2,428+55.7% | $4,876-22.5% |
| Participant deferral / active EE | $5,137 | $4,383+17.2% | $3,706+38.6% | $5,439-5.5% |
| Admin fee / account holder | $377 | $8,563-95.6% | $5,608-93.3% | $10,886-96.5% |