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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,790 | $72,486-85.1% | $87,103-87.6% | $72,976-85.2% |
| Participation rate | 86.8% | 72.8%+14.0pp | 76.9%+10.0pp | 69.5%+17.4pp |
| Annual return | 25.73% | 24.46%+1.3pp | 28.19%-2.5pp | 81.02%-55.3pp |
| Employer contribution / active EE | $1,606 | $1,894-15.2% | $2,521-36.3% | $2,440-34.2% |
| Participant deferral / active EE | $2,020 | $3,270-38.2% | $4,049-50.1% | $3,608-44.0% |
| Admin fee / account holder | $454 | $5,055-91.0% | $7,491-93.9% | $5,124-91.1% |