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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,091 | $54,541-87.0% | $78,778-91.0% | $70,124-89.9% |
| Participation rate | 68.4% | 60.8%+7.6pp | 69.2%-0.8pp | 69.5%-1.1pp |
| Annual return | 22.10% | 21.07%+1.0pp | 35.62%-13.5pp | 73.14%-51.0pp |
| Employer contribution / active EE | $613 | $1,089-43.7% | $1,986-69.1% | $2,342-73.8% |
| Participant deferral / active EE | $1,345 | $2,210-39.1% | $2,958-54.5% | $3,332-59.6% |
| Admin fee / account holder | $270 | $3,709-92.7% | $5,134-94.7% | $4,645-94.2% |