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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,888 | $104,937-92.5% | $84,628-90.7% | $152,897-94.8% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 26.82% | 373.88%-347.1pp | 258.80%-232.0pp | 345.43%-318.6pp |
| Employer contribution / active EE | $1,438 | $3,303-56.5% | $2,653-45.8% | $4,764-69.8% |
| Participant deferral / active EE | $2,462 | $4,690-47.5% | $3,900-36.9% | $5,851-57.9% |
| Admin fee / account holder | $418 | $6,243-93.3% | $4,914-91.5% | $11,599-96.4% |