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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,672 | $228,395-52.4% | $185,861-41.5% | $158,982-31.6% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 10.75% | 40.82%-30.1pp | 35.96%-25.2pp | 302.99%-292.2pp |
| Employer contribution / active EE | $4,061 | $4,968-18.2% | $4,088-0.7% | $4,763-14.7% |
| Participant deferral / active EE | $10,626 | $6,417+65.6% | $5,634+88.6% | $5,983+77.6% |
| Admin fee / account holder | $2,305 | $11,869-80.6% | $9,503-75.7% | $11,252-79.5% |