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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,191 | $106,008+108.7% | $92,240+139.8% | $147,586+49.9% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 15.34% | 50.05%-34.7pp | 176.29%-160.9pp | 578.59%-563.3pp |
| Employer contribution / active EE | $1,533 | $4,333-64.6% | $3,680-58.4% | $4,876-68.6% |
| Participant deferral / active EE | $7,639 | $4,478+70.6% | $3,897+96.0% | $5,439+40.5% |
| Admin fee / account holder | $375 | $6,333-94.1% | $5,194-92.8% | $10,886-96.6% |