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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,876 | $83,485+32.8% | $125,192-11.4% | $72,975+51.9% |
| Participation rate | 65.7% | 73.3%-7.6pp | 79.8%-14.1pp | 69.5%-3.8pp |
| Annual return | 21.56% | 25.77%-4.2pp | 43.79%-22.2pp | 81.01%-59.5pp |
| Employer contribution / active EE | $1,657 | $2,346-29.4% | $3,866-57.1% | $2,440-32.1% |
| Participant deferral / active EE | $3,586 | $3,5860% | $4,937-27.4% | $3,608-0.6% |
| Admin fee / account holder | $4,593 | $5,518-16.8% | $9,704-52.7% | $5,124-10.4% |