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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,293 | $84,236+212.6% | $170,439+54.5% | $70,124+275.5% |
| Participation rate | 89.8% | 70.8%+19.0pp | 83.6%+6.2pp | 69.5%+20.3pp |
| Annual return | 16.51% | 23.06%-6.6pp | 205.94%-189.4pp | 73.14%-56.6pp |
| Employer contribution / active EE | $9,356 | $3,387+176.2% | $5,433+72.2% | $2,342+299.4% |
| Participant deferral / active EE | $7,440 | $3,086+141.1% | $4,939+50.6% | $3,332+123.3% |
| Admin fee / account holder | $771 | $5,698-86.5% | $13,881-94.4% | $4,645-83.4% |