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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $427,609 | $227,597+87.9% | $189,575+125.6% | $167,536+155.2% |
| Participation rate | 90.9% | 82.5%+8.4pp | 78.4%+12.5pp | 82.1%+8.8pp |
| Annual return | 13.41% | 78.44%-65.0pp | 64.19%-50.8pp | 478.82%-465.4pp |
| Employer contribution / active EE | $0 | $5,316-100.0% | $4,412-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $7,680 | $7,002+9.7% | $6,174+24.4% | $6,342+21.1% |
| Admin fee / account holder | $28,211 | $11,877+137.5% | $9,806+187.7% | $12,315+129.1% |