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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,509 | $78,694-34.5% | $67,652-23.9% | $125,389-58.9% |
| Participation rate | 58.3% | 78.8%-20.5pp | 75.7%-17.3pp | 83.2%-24.9pp |
| Annual return | 1.03% | 9.46%-8.4pp | 6625.40%-6624.4pp | 282.24%-281.2pp |
| Employer contribution / active EE | $2,213 | $3,044-27.3% | $2,266-2.3% | $4,866-54.5% |
| Participant deferral / active EE | $3,566 | $4,292-16.9% | $3,560+0.2% | $5,352-33.4% |
| Admin fee / account holder | $137,230 | $7,403+1753.7% | $4,821+2746.6% | $9,541+1338.3% |