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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,629 | $99,079-69.1% | $78,002-60.7% | $273,972-88.8% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.5%+24.5pp | 83.0%+17.0pp |
| Annual return | 7.65% | 217.93%-210.3pp | 425.99%-418.3pp | 41.46%-33.8pp |
| Employer contribution / active EE | $647 | $3,308-80.4% | $2,470-73.8% | $4,869-86.7% |
| Participant deferral / active EE | $1,356 | $4,306-68.5% | $3,497-61.2% | $5,287-74.4% |
| Admin fee / account holder | $1,684 | $8,954-81.2% | $5,481-69.3% | $10,133-83.4% |