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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $436,607 | $91,179+378.8% | $178,499+144.6% | $79,852+446.8% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 17.03% | 24.19%-7.2pp | 151.10%-134.1pp | 31.72%-14.7pp |
| Employer contribution / active EE | $44,133 | $3,256+1255.6% | $5,011+780.7% | $2,471+1686.0% |
| Participant deferral / active EE | $19,159 | $3,236+492.1% | $5,202+268.3% | $3,740+412.2% |
| Admin fee / account holder | $28,147 | $6,749+317.1% | $13,986+101.2% | $5,306+430.5% |