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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,596 | $83,908-61.2% | $68,509-52.4% | $125,389-74.0% |
| Participation rate | 71.4% | 78.2%-6.7pp | 74.7%-3.3pp | 83.2%-11.8pp |
| Annual return | -1.09% | 14.48%-15.6pp | 8.27%-9.4pp | 282.24%-283.3pp |
| Employer contribution / active EE | $438 | $3,031-85.6% | $2,278-80.8% | $4,866-91.0% |
| Participant deferral / active EE | $1,632 | $4,125-60.4% | $3,382-51.8% | $5,352-69.5% |
| Admin fee / account holder | $1,273 | $8,982-85.8% | $5,275-75.9% | $9,541-86.7% |