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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,369 | $63,082-17.0% | $81,716-35.9% | $79,852-34.4% |
| Participation rate | 44.0% | 67.5%-23.5pp | 72.0%-28.0pp | 69.6%-25.6pp |
| Annual return | 12.64% | 22.66%-10.0pp | 29.49%-16.9pp | 31.72%-19.1pp |
| Employer contribution / active EE | $590 | $1,795-67.1% | $4,310-86.3% | $2,471-76.1% |
| Participant deferral / active EE | $1,341 | $2,780-51.8% | $7,108-81.1% | $3,740-64.1% |
| Admin fee / account holder | $2 | $4,428-100.0% | $5,159-100.0% | $5,306-100.0% |