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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,098 | $63,346-36.7% | $92,239-56.5% | $70,124-42.8% |
| Participation rate | 54.3% | 68.7%-14.3pp | 76.5%-22.1pp | 69.5%-15.2pp |
| Annual return | 16.99% | 530.19%-513.2pp | 176.29%-159.3pp | 73.14%-56.2pp |
| Employer contribution / active EE | $0 | $2,471-100.0% | $3,680-100.0% | $2,342-100.0% |
| Participant deferral / active EE | $1,668 | $2,854-41.6% | $3,897-57.2% | $3,332-49.9% |
| Admin fee / account holder | $2,095 | $3,841-45.4% | $5,194-59.7% | $4,645-54.9% |