Retirement plan

UNIVERSITY SHOPS OF CLEMSON, INC. 401(K) PROFIT SHARING PLAN AND TRUST

Name: UNIVERSITY SHOPS OF CLEMSON, INC. - UNIVERSITY SHOPS OF CLEMSON, INC. 401(K) PROFIT SHARING PLAN AND TRUST (2017) Form 5500
Creator: UNIVERSITY SHOPS OF CLEMSON, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, UNIVERSITY SHOPS OF CLEMSON, INC. 401(K) PROFIT SHARING PLAN AND TRUST, UNIVERSITY SHOPS OF CLEMSON, INC.

UNIVERSITY SHOPS OF CLEMSON, INC.EIN 61-1029092Plan #001PY 2017

380 COLLEGE AVENUE - CLEMSON, SC 296311431864-654-4484

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$1.6M

+8.3% from 2016

Total participants

+6.3% from 2016

Average account balance

$92,139

+1.9% from 2016

Annual return

14.43%

+6.09 pp from 2016

Benchmarks

See 18,212 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants<25

Cohort18,212 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.13M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$136K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

766.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$51K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$17K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.12%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$128K

$14236 / participant

Other / not subdivided$128K100.0%

% of EOY assets

8.180%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$92,139

$99,652-7.5%

$78,778+17.0%

$147,586-37.6%

Participation rate

100.0%

76.2%+23.8pp

69.2%+30.8pp

82.8%+17.2pp

Annual return

14.43%

47.28%-32.9pp

35.62%-21.2pp

578.59%-564.2pp

Employer contribution / active EE

$1,667

$2,796-40.4%

$1,986-16.1%

$4,876-65.8%

Participant deferral / active EE

$2,667

$3,664-27.2%

$2,958-9.9%

$5,439-51.0%

Admin fee / account holder

$7,537

$7,155+5.3%

$5,134+46.8%

$10,886-30.8%

UNIVERSITY SHOPS OF CLEMSON, INC. 401(K) PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

UNIVERSITY SHOPS OF CLEMSON, INC. 401(K) PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion