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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,533,098 | $183,539+1280.1% | $155,556+1528.4% | $145,897+1636.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.75% | 61.31%-52.6pp | 64.84%-56.1pp | 552.29%-543.5pp |
| Employer contribution / active EE | $103,125 | $5,315+1840.2% | $4,675+2105.7% | $4,663+2111.7% |
| Participant deferral / active EE | $20,750 | $6,467+220.9% | $5,631+268.5% | $6,689+210.2% |
| Admin fee / account holder | $295,501 | $19,275+1433.1% | $15,885+1760.3% | $13,390+2106.8% |