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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,533,098 | $183,592+1279.7% | $155,567+1528.3% | $145,959+1635.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.75% | 61.24%-52.5pp | 64.74%-56.0pp | 561.95%-553.2pp |
| Employer contribution / active EE | $103,125 | $5,315+1840.4% | $4,674+2106.3% | $4,661+2112.6% |
| Participant deferral / active EE | $20,750 | $6,464+221.0% | $5,628+268.7% | $6,689+210.2% |
| Admin fee / account holder | $295,501 | $19,318+1429.7% | $15,916+1756.6% | $13,398+2105.6% |