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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,953 | $162,812-68.7% | $133,971-62.0% | $158,966-67.9% |
| Participation rate | 95.0% | 83.2%+11.8pp | 79.8%+15.2pp | 82.0%+13.0pp |
| Annual return | 19.92% | 41.94%-22.0pp | 45.09%-25.2pp | 302.95%-283.0pp |
| Employer contribution / active EE | $1,800 | $4,976-63.8% | $3,919-54.1% | $4,762-62.2% |
| Participant deferral / active EE | $6,001 | $5,910+1.5% | $5,047+18.9% | $5,983+0.3% |
| Admin fee / account holder | $426 | $11,741-96.4% | $8,929-95.2% | $11,250-96.2% |