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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,046 | $99,031+27.3% | $86,597+45.6% | $147,585-14.6% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 18.80% | 1312.56%-1293.8pp | 964.96%-946.2pp | 578.57%-559.8pp |
| Employer contribution / active EE | $1,990 | $3,132-36.5% | $2,840-29.9% | $4,876-59.2% |
| Participant deferral / active EE | $4,946 | $3,972+24.5% | $3,609+37.1% | $5,439-9.1% |
| Admin fee / account holder | $872 | $5,711-84.7% | $4,906-82.2% | $10,885-92.0% |